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Disclaimer

By entering www.marketriders.com you agree to be bound by the Terms of Service. This site and the information included herein is for general information purposes only and does not constitute an offer to sell or solicitation of an offer to purchase any security or any advisory or trading management service described herein.

ETF recommendations and comments presented on www.marketriders.com are solely those of the members quoted. They do not represent the opinions of www.marketriders.com on whether to buy, sell or hold shares of a particular ETF.

Members should be cautious about any and all ETF recommendations and should consider the source of any advice on ETF selection. Various factors, including personal or corporate ownership, may influence or factor into a member's ETF analysis or opinion.

All members are advised to conduct their own independent research into individual ETFs before making a purchase decision. In addition, investors are advised that past ETF performance or portfolio performance is no guarantee of future price appreciation or performance.

Furthermore, MarketRiders, Inc. ("MarketRiders") does not guarantee the accuracy or completeness of information on the site, nor does Www.marketriders.com assume any liability for any loss that may result from reliance by any person upon any such information or recommendations. Such information recommendations are for general information only.

Principals of MarketRiders and entities affiliated with them, and members of the MarketRiders community, may have already established positions in the investment ideas described on MarketRiders and may own, sell or buy any such security at any time. Any information posted to MarketRiders is solely the opinion of the posting member and does not represent the opinion of MarketRiders.

We do not and cannot guarantee the future performance of your portfolio or the success of any investment decision or strategy that we may use or suggest. We make no promise that the investments we recommend to you will be profitable. The investments we may recommend are subject to various market, currency, economic, political and business risks. Investing involves a high level of risk, and the securities in which you invest may be volatile and may depreciate rapidly.

In giving advice, we rely only on the limited information you provide us, and we do not consider all of the circumstances regarding your investment decisions. We also do not consider any cash you hold, other securities or investments that you may own.

We do not and cannot guarantee the completeness, accuracy or timeliness of the educational, news and financial market information that we obtain from others and make available to you. We may provide access to news and content provided by third parties over which we do not exercise editorial control or review, and we are not responsible for the content of such materials. You agree that we will not be liable for any action you take or decision you make in reliance on the information.

We use reasonable care, consistent with industry practice, in providing the Service. However, we do not guarantee that the Service or any content will be delivered to you uninterrupted, timely, secure or error-free.

You acknowledge that we will not be liable to you for any loss, damage, expense, liability, charge or claim of any kind whatsoever (collectively, "Losses") relating to your use of MarketRiders or caused by our advice, decisions or actions, except to the extent that such Losses are actual losses and the direct result of an act or omission taken or omitted by us while providing services which constitutes gross negligence or willful misconduct with respect to our obligations under this our Investor's Services Agreement. You further acknowledge that we will not be liable to you for any Losses caused by any other person who provides services for your portfolio, or directly or indirectly by circumstances beyond our reasonable control. However, federal and state securities laws may impose liability under certain circumstances on persons who act in good faith. This agreement does not waive or limit your rights under those laws.

MarketRiders, Inc. is a registered investment adviser located in St. Louis, Missouri. MarketRiders, Inc. may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. MarketRiders, Inc.’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. For information pertaining to the registration status of MarketRiders, Inc., please contact the state securities regulators for those states in which MarketRiders, Inc. maintains a registration filing. A copy of MarketRiders, Inc.’s current written disclosure statement discussing MarketRiders, Inc.’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from MarketRiders, Inc. upon written request. MarketRiders, Inc. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to MarketRiders, Inc.’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide tax or legal advice.

WE DO NOT MAKE ANY IMPLIED WARRANTIES (INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE).