market correction calls

Market Correction Calls Are Wasted Time

Is there a market correction looming? If that’s the story you want to hear, market correction calls are not hard to find. There are voices all over, from the biggest … Read more

Posted on March 25, 2013 by
401(k) fees

In 401(k)s, the Problem Is Fees, Not Complexity

It’s a recurring theme among financial advisors and the personal finance media: 401(k) savers have too many choices. They are overwhelmed. Admittedly, most normal people are not plugged into the arcana … Read more

Posted on March 23, 2013 by
investments

You Don’t Need To Understand Your Investments

You don’t need to understand your investments. At first blush, that sounds like a terrible thing to say, doesn’t it? It certainly is the opposite of common sense from a … Read more

Posted on March 21, 2013 by
compound interest

Compound Interest: You’re Doing It Wrong

The latest data on our retirement readiness is out and it is, of course, very gloomy. I won’t drag you through the entire report from the Employee Benefit Research Institute (EBRI), since … Read more

Posted on March 19, 2013 by
stock market indicator

Sorry, Mila Kunis Is No Stock Market Indicator

Imagine you seek a stock market indicator and you hear three relatively well-known people share their opinions on investing, all within the same week or so. They don’t know each other, … Read more

Posted on March 15, 2013 by
financial happiness

Finding Financial Happiness in Retirement

Will you be happy in retirement? Will you have enough money? Is there such as a thing as financial happiness? These two questions seem to be related, and they are — … Read more

Posted on March 13, 2013 by
stock market noise

401(k) Investors Must Avoid Stock Market Noise

If you talk to engineers or scientists, you’ll eventually hear about “signal-to-noise ratio.” It’s an interesting concept, one with implications for 401(k) investors who believe that they can pick stocks amid … Read more

Posted on March 11, 2013 by
money managers

Down the Money Manager Rabbit Hole

What is the proper mix of investments? If you ask the market timers, it’s whatever is out of favor. Buy what nobody wants. Sell what others can’t buy fast enough. Sounds … Read more

Posted on March 8, 2013 by
lake wobegon

The Investment News from ‘Lake Wobegon’

Fans of the long-running public radio show A Prairie Home Companion know its central monologue, delivered by the show’s host and main writer, Garrison Keillor. It’s a segment of Keillor simply talking, … Read more

Posted on March 6, 2013 by
saving more

We’re No. 19! Americans Better Start Saving More

Slovakia. That’s the country that holds the No. 18 position on the Natixis Global Retirement Index, ahead of No. 19, the United States. I don’t mean to belittle Slovakia. I’m sure it’s a lovely place. According … Read more

Posted on March 4, 2013 by