If you watch enough cable TV, you might get the impression that you should follow an investing hunch and trade stocks online. The ads show attractive young professionals sitting at three, … Read more →

We have some fairly high expectations of the products we buy. For instance, we expect toys not to injure our children. We eat in public places and expect to avoid … Read more →

Should you worry about the proposed cap on tax-deferred retirement accounts which appears in the draft Obama budget? Yes and…no, not really. Yes because, in principle, any effort to reduce the … Read more →

The president of Fidelity Investments, a man you almost certainly have never heard of, made some news this week with the unstartling argument that Americans should save more. Much more. The startling … Read more →

A new report from the government might lead you to believe that rolling over your 401(k) into an IRA is inherently dangerous, that there is no such thing as a … Read more →

“There are no second acts in American lives,” wrote F. Scott Fitzgerald in The Last Tycoon. But there might be a retirement investing second act for American savers and retirees. Fitzgerald seems … Read more →

Do you sabotage your savings? “Save more” is a bit like telling people to lose weight. It’s obvious advice, usually welcomed with nodding and guilty smiles. You know it. I … Read more →

Getting competent help can be hard. Hiring a babysitter, vetting a lawn service, figuring out which plumber is going to fix your leaky pipes for a reasonable fee. Same for … Read more →

One of the more interesting financial trends of the past few years has been the appearance of “extreme savers,” folks who aim to retire early by spending nothing and putting away every … Read more →

One of the most amusing aspects of the doomsday investing and the financial publishing business is how completely and totally sure the “doomer” prognosticators are, all the time, without fail. It … Read more →