Investment management is a complex business, sometimes unnecessarily so. Like any sector of the economy, it has entrenched interests who gain from keeping the mystique level high and barriers to … Read more →

Twelve Grand Slam singles titles. That’s how many times Rafael Nadal has won a tennis major, putting him tied at No. 3 in the world, behind Roger Federer and Pete Sampras. Yet he lost his … Read more →

It is working Americans’ greatest fear: Being dependent on meager Social Security benefits in old age. A surprisingly large number of people will be in that position — a median … Read more →

Legislators are considering whether to require investment firms to provide their clients with a lifetime income disclosure based on picking a target retirement age. Can you retire now? The number would tell you, … Read more →

The media world is buzzing about how to retire well by not retiring. We’re hearing about it now from people whose major mission used to explaining housekeeping or the federal debt. Some British … Read more →

Savers often talk about their 401k investments as if they were one big investment: “My 401(k) money,” as if it were a monolithic thing, indivisible and hard to understand. Investment … Read more →

If you’re like most folks, you want two things from your money: For it to increase, and bring you no surprises in the process. In effect, most people really want … Read more →

Just for fun, have this conversation with a friend, co-worker or (if you dare) your spouse: Picking a retirement age. The whole subject makes people nervous, and with good reason. … Read more →

The financial press has picked up on the idea of managed IRA accounts, and with good reason: Retirement savers have paid far too much for too long and often buy the wrong … Read more →

Bernard Madoff lulled thousands of investors into complacency while he ran a massive Ponzi scheme with their money. Now he’s in jail. Recently, he spoke on why and how people … Read more →