Ever play the telephone game as a kid? You know the one: Everyone sits in a circle and the first person whispers a common phrase into the ear of the … Read more →

It used to be that investing was pretty simple. You bought a few blue chips, some U.S. Treasury bonds and took a long nap. Where to invest money had one simple answer: … Read more →

Most retirement investors don’t have to choose among investment companies. They join a 401k plan at work and the advisor for that plan is set. Often, they can’t even choose the investments, … Read more →

If you manage to save up enough money to worry about it — and I hope you have this problem — you eventually wonder if you need to hire an investment … Read more →

You know you need to do it. You know it really matters. Yet retirement savings often falls to the bottom of the list in our bustling family and work lives. It’s not … Read more →

Worried about your retirement savings? If so, well, that’s normal. Few people worry early enough, so the fact that you’re even thinking about it now is a good sign. What can … Read more →

Investors love complexity. They seem attracted, like moths to a flame, to investment funds that are marketed as “designed for this market.” ETF funds on the other hand, often are the market, a simple … Read more →

Time is funny. It seems to speed up with each passing year. You’re 40 and, in a blink, nearly 50. Then 50 zooms past and people start to ask when … Read more →

When markets move, that can feel like a terrible time to buy. We love the idea of “buying the bottom” but hate falling prices. And it always seems that the … Read more →

The worst time to make a financial planning decision, clearly, is when you’re upset or otherwise emotional. So what do you do when markets are moving? The initial reaction might be … Read more →