Most people look at retirement as the finish line, the point after which financial planning and investing become moot. The reality is far different. Forty percent of baby boomers expect to work until they … Read more →

By now, you’ve probably heard all about the “latte effect.” It works like this: You head down to Starbucks or some other corner coffee shop and plunk down about $2, which is close … Read more →

The fundamental question when it comes to financial planning in your 60s has nothing to do with the markets. It’s really all about your work life. If you plan to … Read more →

Retirees, understandably, are concerned with largely two things: safety and income. Retirement investments often combine these features, but at a cost. Because you’ll live longer in retirement than you expect, often the best investments … Read more →

Turning 50 is a milestone for many reasons: Children are grown and the big debts, such as saving for college and the mortgage, make less of a dent. Financial planning … Read more →

The traditional advice for retirees is to sell down “risky” investments and increase “safe” ones in retirement. Traditionally, that has meant selling off stocks and buying bonds. Yet there’s little about … Read more →

Arriving at your 40s can bring you sudden perspective on life. Your youth is definitively behind you, yet you still feel young. Your world is book-ended by clearly older folks, … Read more →

Heading into your early 60s can be a stressful time as a retirement investor. Hopefully, your prudence has paid off and you are sitting on a reasonable nest egg for retirement. … Read more →

For many people in their 30s, the decade can feel “lost” and unnerving in a variety of ways. Friends get married, people move away for better opportunities. It’s a time … Read more →

One of the more unnerving facts about retirement investing is the illusion of knowledge. As we get older and more wise to the world, the tendency is to believe that we understand … Read more →