Many people and quite a few retirement experts pine for the days of pensions, when working people could be assured that someone was watching their back on retirement saving. Then, with the IRA revolution, … Read more →

Getting ready for retirement should be fun, a time of relaxed planning and dreaming big. What will you do with your free time? How will you design your future? Of course, behind … Read more →

If you have followed investing over the past 10 years or so, you’ve probably heard about the Ivy League approach to portfolio management. Truth be told, those high-end investment committees do some … Read more →

The boom in exchange-traded funds, known as ETFs, has been unrelenting. At this writing, the number of investable U.S.-listed ETFs comes to 1,597. That’s pretty amazing growth, considering that just 20 years ago there … Read more →

Do you feel it when you spend $10? Maybe a quick lunch on the run or sodas and snacks at the drugstore. What if that was all it took to … Read more →

One of the unfortunate facts of planning for retirement is that it takes money. The more the better. We aren’t necessarily programmed as human beings to think very far into the future. … Read more →

Saving for retirement is a big deal, but it doesn’t help to say to people “just save more” if they’ve never been savers before. Saving skills take time and effort … Read more →

“It takes money to make money.” You know the saying, but when it comes to investing the truth is a bit more complex. Yes, it takes initial capital to make an investment. … Read more →

You hear a lot about the unfortunately high cost of 401(k) plans, and they are a walking disaster. But even ordinary savers and investors can fall victim to hidden fees in their retirement plans. … Read more →

Will you retire on time? Can you? The short answer is “yes” but you have to start out by having the right expectations. Winning the lottery, for instance, is not … Read more →