Traders like to say that bull markets “climb a wall of worry.” What they mean is that bad news is a constant and, often, unrelated to a rising market. Sure, … Read more →

Diversification is one of those investing ideas people like to say makes sense but few really put into practice. Which is a shame, because it’s a powerful retirement tool. People dismiss diversification … Read more →

Compound interest is one of the trickier concepts in retirement investing. People profess to understand it but often fail to grasp the real investing power behind the math. It’s not as … Read more →

The short and sweet answer is that an IRA is an individual retirement account. What throws people, sometimes, is that an IRA is often better described by what it’s not. It’s not … Read more →

Most people understand pretty well how investing works, or at least they think they do. Buy low, sell high, right? And that’s true — over the long run of an … Read more →

Chances are, if you have a some money in the markets or in an IRA, you have a broker or, perhaps, a financial advisor. It’s probably someone assigned to you … Read more →

It’s something of a mythical number, $1 million. We use it decide who is “rich” and who is not. “Oh, they can afford that. They’re millionaires.” It’s only in the … Read more →

The wonderful thing about youth is how limitless it feels. Unaware and uncompromised by the realities of risk, we are more daring when we are young. We also fall down … Read more →

We all love a bargain, but a funny thing happens when we go to buy. Fear kicks in. What if the product or service we are considering falls short of … Read more →

It’s very easy, and very human, to seek to place blame for decisions that don’t work out. A thousand factors can influence outcomes, but we often discount the single biggest … Read more →