One of the most interesting words in the investing business is “risk.” It connotes danger, but also opportunity. And we misunderstand it at nearly every turn when saving for retirement. … Read more →

You know the mantra: Low fees means money money for you. Every dollar counts. We usually like to spend less on things we consider ordinary. Who doesn’t love a store-brand … Read more →

If you read the financial press on any given day, you will find that most of the “news” revolves around specific investments. Is it time to buy China? Time to … Read more →

Over the long run, stocks rise in value. That’s why investors own them. But what about those years when they just meander along, when stocks are flat? That’s what has … Read more →

Every few years, Forbes magazine does what is possibly their most entertaining annual list: Most overpaid actors. Simply enough, they compare the estimated earnings of the people on their Top … Read more →

A lot of financial advisors like to talk about “insurance” for their clients’ investments. Often, however, this takes the unlikely form of highly risky counter-investments. For instance, an advisor might … Read more →

The great thing about index funds is that they are “set it and forget it” investments. But does that make sense for a retirement plan? Absolutely, and for a number … Read more →

You hear a lot of obscure terms in the investing business, too many of them math-related for sure. But one key idea that far too many gloss over is “portfolio.” It … Read more →

You probably have run into a few retirement books over the years. One of the more interesting of them was one entitled The Number. That really puts a fine point on … Read more →

It’s easy to understand how a retirement is built — steady saving, prudent investments and time. But so many of us fail at it because we get stuck trying to make just … Read more →