Investing for the long term, particularly for retirement, seems to be a game of buying low and selling high — and it is. Stocks you buy today should be worth much … Read more →

An amazing number of Americans — 54 million — think of real estate and cash as their top two choices for long-term investments, that is, for longer than 10 years. The … Read more →

Hire a financial advisor and you are likely to hear one of two sales pitches: Either “I can beat the market” or “Your money will grow faster with active management.” … Read more →

Most people have money in wallets, in bank accounts, in retirement investment plans. We have a lifelong relationship — at times strong, at time strained — with little green pieces of … Read more →

We all have different approaches to money, understandably so. A lot of it has to do with who your parents are and how you are raised. Depression-era folks are famously … Read more →

We overpay for a lot of things on the presumption that price and quality are closely connected — perfumes, wine, certain restaurant experiences, travel. Even investments. While it’s true that … Read more →

The data on retirement saving is stupefying. Many of us will never retire, studies suggest. Half of Americans have no savings set aside at all and instead spend every cent they earn. … Read more →

The one thing you can count on, besides death and taxes, is that someone somewhere will try to talk you into owning gold instead of stocks and bonds. The reasons … Read more →

Surely you remember the “Dummies” series of self-help books. They had bright yellow-and-black covers and offered to explain complex ideas in simple terms. “A reference for the rest of us!” … Read more →

Summer vacation is upon us. The pools are open and the sun is beating down. It’s the classic summer lull for stock markets, too. It’s a predictable pattern of “sell … Read more →