Yield is what you earn from an investment in the form of regular, periodic income. Investments produce cash for the investor two ways: growth and income. Growth is a rise in … Read more →

Got a hot stock tip? First, spend some time on the financial news sites and try to get a sense of what’s going on in the stock market. Things are a disaster. … Read more →

A Roth IRA is a type of individual retirement arrangement (IRA) that allows tax-free withdrawals on income and growth. Most people are familiar with employer-based 401(k) retirement plans and their … Read more →

Everyone wants to make a killing in stocks, but nobody wants to take any risk. That’s the basic conflict at the heart of any investment process. How much money stocks … Read more →

Diversification is the practice of owning a wide variety of investment types in order to reduce risk. Investors sometimes find the idea of diversification daunting, but it’s nothing more than … Read more →

It’s fairly easy to look around the world and recognize places where uncertainty reigns. Not wars or disasters, but political uncertainty, the kind that depresses investors. Run away? Not really. … Read more →

An asset or investment is underwater if the market value falls below what the owner paid for it. The purpose of owning an investment is to earn income from it, sell … Read more →

Average savings numbers can be misleading, to say the least. Consider this thought experiment. Five people are standing in a room and Bill Gates walks in. Before, the average savings … Read more →

The kiddie tax is a tax on investment income received by a minor child from an investment controlled by a parent. A parent with a high tax rate on his or … Read more →

We live in a world that’s predicated on taking action. You want a job, go knock on doors. You find someone attractive, express your interest. No pain, no gain, as … Read more →