The media’s depiction of the stock market often is simplistic and narrow. It comes off like a casino, a place where you put your money down and hope the ball … Read more →

Investing is, admittedly, a difficult undertaking. You hope to make the right choices, and to grow your money without taking undue risks. That feeling feeds a curious response, as researchers have … Read more →

Saving money for retirement is important, so important that the government gives you a major leg-up through tax breaks. You get these by using a workplace 401(k), an individual retirement account (IRA) or both. … Read more →

Absolutely nobody likes to pay taxes, and we certainly don’t like the feeling we pay more than our peers. Yet, chances are, you probably do. How do I know this? … Read more →

A huge barrier to retirement success is failure to plan. People too often find the whole topic exhausting, while the pressing financial needs of the day overwhelm our pockets and our patience. … Read more →

One of the great tensions in modern life is our own finances: How to earn, spend and save enough, in proper measures. Oddly enough, as one’s income grows these kinds … Read more →

Every well-built machine has at least some moving parts. When it comes to retirement investing, the dangerous moving part is — you. Early on, when you start saving, the problem of one’s … Read more →

Financial advisors often start off their conversations with clients by taking stock of their current financial situation. Their debts, their spending habits, their budgeting skills and so on. That’s good … Read more →

How much should it cost to manage your own money? A lot depends on what you know or don’t know about investing. If you are comfortable buying and selling investments … Read more →

Many people and quite a few retirement experts pine for the days of pensions, when working people could be assured that someone was watching their back on retirement saving. Then, with the IRA revolution, … Read more →