If you’ve ever picked up a personal finance book, you’ve probably run into this retirement investing maxim or one like it: “Own your age in bonds, own the difference in … Read more →

Investing on your own is easy, unless of course it’s incredibly hard. Some of us seem to have the “money gene” and some of us don’t. Which is not to say … Read more →

The big question hanging over the heads of most everyone over 40 is: “Will I ever retire?” An alarming number of people seem set on the notion that retirement will … Read more →

Whenever you meet new people, instead of asking the typical “What do you do” question, turn it around. Ask instead, “What do you tell your parents that you do?” This always … Read more →

Investing for retirement is an understandably difficult topic for many people. There’s a lot of arcane detail involved, and for some just thinking about money induces snores. Yet you know it’s … Read more →

Increasingly, workers trying to save for retirement in 401(k) plans are offered target-date funds. In some cases, such funds are automatically chosen for them, along with minimum contribution levels. Such … Read more →

Compound interest is one of the trickier concepts in retirement investing. People profess to understand it but often fail to grasp the real investing power behind the math. It’s not as … Read more →

The short and sweet answer is that an IRA is an individual retirement account. What throws people, sometimes, is that an IRA is often better described by what it’s not. It’s not … Read more →

Most people understand pretty well how investing works, or at least they think they do. Buy low, sell high, right? And that’s true — over the long run of an … Read more →

Chances are, if you have a some money in the markets or in an IRA, you have a broker or, perhaps, a financial advisor. It’s probably someone assigned to you … Read more →