We all know “that guy” at the party, the king of market timing. Swizzling a gin-and-tonic and nodding with a strange but charming gravitas, he holds forth on his adventures … Read more →

Is your 401k a total scam? Let me start off by saying that 401(k) plans, at least on paper, are a great deal. You get tax-deferred savings today and tax-deferred … Read more →

What is your magic number? How much is enough to retire? A million dollars? Two million? As people settle into their early 40s and begin to look out over the … Read more →

If you want to charge baby boomers retiring the maximum possible price for anything, the strategy is simple — reduce supply. The Rolling Stones, always keen on presenting themselves as … Read more →

There’s a buzz building in California over a state move to create a retirement savings plan for private employees with no workplace 401k. It might seem that everyone has plenty of … Read more →

What do online education, tax preparation, and online retirement planning have in common? More than you might think. Let’s start with the debate over online education. Over the past few … Read more →

TIAA-CREF, the big financial advising firm that works with educators and non-profits, has an interesting new study out on retirement planning advice. The immediate takeaway is that many of us … Read more →

The single most powerful force in your retirement plan is not the stock market, not tax deductions, not even saving more. The key to retirement success is compounding, plain and … Read more →

Banks on the ropes. Millions out of work. Foreclosures block after block. Yet the stock market has been rising. Safe retirement investing has rarely been more complicated, even for the … Read more →

Retirement investing for young people is changing fast, and for all kinds of reasons, some cultural and some economic. Take the economy right now. Despite what you may have heard, … Read more →