Getting ready for retirement should be fun, a time of relaxed planning and dreaming big. What will you do with your free time? How will you design your future? Of course, behind … Read more →

Do you feel it when you spend $10? Maybe a quick lunch on the run or sodas and snacks at the drugstore. What if that was all it took to … Read more →

One of the unfortunate facts of planning for retirement is that it takes money. The more the better. We aren’t necessarily programmed as human beings to think very far into the future. … Read more →

Saving for retirement is a big deal, but it doesn’t help to say to people “just save more” if they’ve never been savers before. Saving skills take time and effort … Read more →

You hear a lot about the unfortunately high cost of 401(k) plans, and they are a walking disaster. But even ordinary savers and investors can fall victim to hidden fees in their retirement plans. … Read more →

Will you retire on time? Can you? The short answer is “yes” but you have to start out by having the right expectations. Winning the lottery, for instance, is not … Read more →

It has become standard fare for filling up the hours and hours of cable TV airtime: Speculation piled upon speculation. Will the euro rise or fall? Is gold safe or … Read more →

Do you save enough? Congratulations, no need to read the rest of this article. Okay, for the 99.99% of you still reading, take heart. Saving is one of those things … Read more →

If you engage a financial planner in a conversation about investing, it’s likely that you will hear him or her talk about the “prudent-man rule.” Sometimes called the “prudent-person” rule, the … Read more →

Saving for retirement is above all a mental game. After all, that’s what people like about good old-fashioned pension plans — no muss, no fuss, things just work. It’s also why we … Read more →