A new client recently looked at one of our recommended portfolios and was concerned. He wrote: “I understand the idea of spread the assets as broadly as possible to play the … Read more →

Welcome to The Giant Dipper — the large glowing sign flashes as it invites visitors at Santa Cruz Beach Boardwalk to give the historic wooden roller coaster a try. For … Read more →

Successful portfolio management is a dance between risk, return, and cost. Risk and return make great dance partners while cost is the obnoxious drunk who tries to butt in. Investing … Read more →

Nearly every retirement portfolio should contain real estate, but most investors can’t buy a building. Fortunately, it’s easy to own property without ever fixing a toilet, or worrying about a … Read more →

Research indicates that for most investors, tuning out the noise and sticking to their portfolio plan may be their best path to success. These days, it’s not simply Homer Simpson … Read more →

Buying gold is now accessible for all, but the sage of Omaha has spoken. Warren Buffett says gold is not an investment — it’s a speculation and does not belong … Read more →

When it comes to investing, it’s hard to know who to follow these days. Since September of 2009 the Vanguard Total U.S. Stock Fund index (VTSMX), is up 33.4%. The … Read more →

So you have discovered the merits of dumping your high-priced money manger and his ineffective mutual funds in favor of low-cost index funds allocated across stocks, bonds, and cash. You … Read more →

Like a volcano, markets go through phases: they do very little and then suddenly they spit fiery lava. With new problems being introduced each day, be it Greek debt or … Read more →

Whether it’s the ancient Greeks quipping about moderation in all things or a mom telling her kids to eat their vegetables and not just Otter Pops, diversification in life is … Read more →