Investing for the long term means you should own a portfolio of stocks, bonds and other types of investments. But why, and what is a portfolio, really? First, let’s consider … Read more →

Investment advisors often talk to their clients about “asset allocation” without much explanation. Too bad, because it’s worth your while as a retirement investor to understand what asset allocation is … Read more →

“Buy an index fund, and then go to sleep for 50 years.” Sound advice in many ways. But is it the best plan to buy just a U.S. broad stock … Read more →

Most people, if asked, would prefer not to think about investing. Sure, a small minority of folks love talking money and stocks, but for the majority of us the topic is boring, … Read more →

If you’ve ever been a fan of comic books or the latest Hollywood-movie versions of those stories, you know how the standard superhero tale goes. He’s a normal enough guy (or … Read more →

Diversification is one of those investing ideas people like to say makes sense but few really put into practice. Which is a shame, because it’s a powerful retirement tool. People dismiss diversification … Read more →

The wonderful thing about youth is how limitless it feels. Unaware and uncompromised by the realities of risk, we are more daring when we are young. We also fall down … Read more →

A safe, sound retirement investment plan is made up of a lot of building blocks, literally thousands of investments at a time. But it can be broken down into three … Read more →

A lot of investors focus on the price of a stock they might buy, and reasonably so. They hope to buy while the stock is cheap and sell it after … Read more →

The stock market panic of 2007 and 2008 was epic, truly a stunning fall. And we’ve almost completely forgotten about it. And that’s pretty much normal. Investors are an optimistic … Read more →