Many people do their own retirement planning, which is fine. Yet most should at least consider hiring an advisor with planning experience. A small mistake can be corrected if caught … Read more →

Vesting is a company policy that specifies when an employee fully controls retirement plan contributions made to his or her account by the employer. Employers want to keep you as long as they can. As part of … Read more →

Would you believe that for a large percentage of Americans the word “budget” isn’t a part of their active vocabulary? Indeed, the idea of a budget for many people is … Read more →

An annuity is a contract that takes in cash and then pays a fixed income stream to its holder for a set period of time. As retirement nears, the shift … Read more →

Retirement planning is complex. There are many variables and uncertainties. This makes it hard to get started. One way to get started is to answer these four essential questions. Question … Read more →

Enterprise value is a calculation of a company’s total value in dollar terms. Figuring out what a company is “worth” can be difficult. Often, investors use market capitalization, the dollar … Read more →

Retirement investors often focus on “the number,” with good reason. How much you have saved and invested over the years will determine your retirement lifestyle for sure. If you have … Read more →

A dividend is a periodic cash payment to shareholders of a company. Usually made quarterly, a dividend payment is a distribution of corporate profits. The number of shares an investor … Read more →

It has been hard to miss headlines about Bitcoin, an electronic form of money that has zoomed in value in recent months. The widely misunderstood alternative currency is not a … Read more →

A CD ladder is a method of investing in certificates of deposit (CDs) that helps you earn some interest now while reducing the risk of missing higher rates later. CD issuers … Read more →