If you work hard and do well, it’s likely that your income will rise over time. That’s a good thing, right? It is, but people often fall victim to what’s … Read more →

An IRA rollover is the choice of taking money from your employer’s tax-deferred retirement plan, such as a 401(k) or 403(b), and reinvesting it into a personal individual retirement arrangement (IRA). Typically this … Read more →

Increasingly, the most important question investors have to ask themselves is, should man or a machine manage my money? Online, technology-driven investment firms have won billions of dollars in client assets. Millennial … Read more →

An income annuity is a type of guaranteed investment that provides a steady stream of fixed income. Retirement means losing the regularity of work income. Retirement investments can generate steady … Read more →

There’s no way around it. At 50, you’re officially in crunch time when it comes to retirement. A lifetime of money habits makes itself abundantly clear. Your financial future depends on … Read more →

Growth and income is a kind of stock mutual fund that combines both growth stocks and income stocks. A growth and income fund combines attributes of volatile, high-growth companies and steadier … Read more →

Setting up an investment plan that will last for years is really a matter of a few simple filters. For instance, the Brinson study shows that your investment portfolio should be … Read more →

Financial literacy is a solid understanding of finance in ordinary life. Financial literacy can be as simple as grasping the value of a dollar as a youngster and as complex as … Read more →

You probably know someone who calls a big tax refund a “government vacation fund,” getting back $4,000 to $5,000 every year in a federal tax refund and a smaller amount … Read more →

An exchange-traded fund (ETF) is an investment vehicle that tracks a specific investment index. ETFs often are compared to index funds, which also use baskets of investments such as stocks … Read more →